Built for owners who take payments with Square
Know where your cash is going. Before it’s gone.
Zyven connects your Square sales and your bank accounts, then tells you each morning what you really made, how many days of cash you have, and the one move worth making today — and shows you the numbers and assumptions behind every call. You stay in control of every dollar.
Read-only connections. Nothing is moved without your approval.
“Payroll was due Friday. The Square payout wasn’t landing until Monday. Zyven flagged the gap on Tuesday, days before it hit. I moved money to cover it and got on with my day.”
Illustrative café owner, not a customer testimonial
The problem
Your bank balance tells you what happened. It never tells you what’s coming.
Square knows your sales. Your bank knows your balance. Neither knows about Friday's payroll, next week's rent, or the deposit that lands two days late. That is how a busy, profitable shop still gets caught short.
Running your business today
- Sales live in Square, cash lives in the bank, and bills live in your head.
- You find out about a tight week when a payment bounces or payroll lands early.
- Deposits arrive days after the sale, so the bank balance never tells the whole story.
- Fixing it means logging in to three places and doing the math yourself.
Running your business with Zyven
- One morning email: what you actually kept yesterday, after fees, refunds and expenses.
- A 90-day cash picture that shows the exact day money gets tight — before it happens.
- Coming soon: a drafted Money Move you can approve or dismiss in one tap. Nothing moves on its own.
- Plain-English answers about your own numbers, any time you ask.
How it works
Set up in minutes. Useful from the first morning.
- Step 1
Connect your sales and your bank
Sign in through Square's own screen and link your business accounts through your bank's secure connection (Plaid). Zyven asks for read-only access. It never needs your bank or Square password.
- Step 2
Zyven connects the numbers that matter
Sales, fees, refunds, payouts and everyday expenses are matched up automatically. Recurring bills like rent, payroll and loan payments are spotted from your history, and your recent months are filled in so you have real numbers right away.
- Step 3
Start each day from the brief
Every morning you get one clear read: yesterday's true profit and how many days of cash you have. Sign in whenever you want to dig deeper or ask a question.
Read the full walkthrough, including how provider access works
What you get
The questions every owner asks, answered before you ask them.
Daily profit brief
Yesterday's sales minus fees, refunds, cost of goods and operating expenses. One number you can trust, in your inbox before you open the doors.
Cash runway
How many days of cash you have at your current pace, the date you would dip below your safety floor, and every recurring bill coming up in the next 90 days.
Timing squeezes
When payroll or a big bill is due before your next payout lands, Zyven flags it days ahead — with the shortfall spelled out in dollars.
Money Moves (coming soon)
When cash is at risk, Zyven will draft one specific move: how much to set aside, where, and by when. You approve or dismiss. You make the transfer in your own bank. Not yet available.
Ask Zyven
“Will my payout land before payroll?” “How much of my cash is already spoken for?” Ask in plain English and get an answer built only from your verified figures.
Everything in one place
Profit, cash, upcoming bills and connected accounts on one screen. No spreadsheets, no exports, no month-end surprises.
Security and privacy
What you should expect from anything that reads your bank.
Zyven is welcoming founding businesses through a phased early-access program. Square and bank connections are enabled for each business after verification and onboarding approval.
You sign in through Square and your bank, not through us
Connections use each provider's own login screen. Zyven never sees or stores your Square or bank passwords.
Read-only access
Zyven can read sales, deposits, balances and transactions. It cannot start payments, transfers or refunds.
Disconnect any time
Remove Square or a bank from your Integrations page whenever you like. Zyven stops reading that account and asks the provider to revoke its access.
Founding offer
One plan for founding businesses.
Starter — 1 business location
$39.99/month
- Founding businesses pay $39.99/month for their first 12 monthly billing cycles, counted from their first successful payment. From billing cycle 13, the standard Starter price of $59.99/month applies.
- The founding rate is limited to the first 100 founding businesses: we're welcoming 50 initially, then expanding to 100.
- Applying is free, and acceptance and account creation are free. Billing begins only after your application is accepted, your service is ready, and you choose to start your subscription at checkout.
On your phone
Add Zyven to your home screen.
Zyven runs in your phone's browser. Add it to your home screen to open it like an app, with the Zyven icon.
iPhone or iPad (Safari)
- Open app.thezyven.com in Safari.
- Tap the Share button (the square with an arrow pointing up).
- Scroll down and tap Add to Home Screen.
- Keep the name Zyven and tap Add.
Android (Chrome)
- Open app.thezyven.com in Chrome.
- Tap the menu (three dots) in the top-right corner.
- Tap Add to Home screen (or Install app).
- Confirm with Add or Install.
Next step
Request early access for your business.
Applying is free and takes about a minute. We review every application and email an invitation to accepted businesses. Square and bank connections are enabled after verification and onboarding approval. What the founding cohort includes